VV

Vaibhav Vyapaar IPO

GMP, Subscription, Price, Allotment, Listing Date & AI Prediction

Upcoming

NSE SME

PRICE BAND

Rs 50 - 52

LOT SIZE

4,000

Shares

MIN INVEST

Rs 2.1L

CUT-OFF

Rs 52

per share

Open

13 Oct 2026

Last Day

15 Oct 2026

Allotment

16 Oct 2026

Expected Refund

17 Oct 2026

Listing

21 Oct 2026

GMP Today

5m ago

0%

Rs 0 premium

Refresh in --:--

Est. Listing Price

GMP Based

Rs 52

Issue Price + GMP (Dynamic)

Est. Profit (1 Lot)

GMP Based

+Rs 0

+0.0% (4000 shares)

Subscription

-

Not open

Live Subscription Tracker

Real-time subscription data

Subscription data will appear when IPO opens

Current IPO Status: upcoming

Summarize with AI

Get a quick Vaibhav Vyapaar summary (150-200 words) from your favorite AI:

About Vaibhav Vyapaar

NBFC / Digital Lending

Incorporated in February 2009 as Vaibhav Vyapaar Private Limited, the company was converted into a public limited company in 2026. Its business combines retail lending with digital customer onboarding, loan assessment, disbursement and collections. As of March 31, 2026, its assets under management were ₹70.68 Cr, increasing to ₹81.24 Cr as of July 31, 2026. Its offerings include unsecured personal loans for salaried and self-employed borrowers. Promoters are Itha Venkata Raghava Gowrinath and Capfront Technologies Private Limited.

IPO_DETAILS_LONG: Vaibhav Vyapaar IPO is an NSE Emerge SME book-built issue of 77,96,000 equity shares with a face value of ₹5 each. The issue is entirely a fresh issue aggregating to approximately ₹40.54 Cr at the upper price band. The price band is ₹50 to ₹52 per share. The IPO opens on October 13, 2026 and closes on October 15, 2026. The anchor investor bidding date is October 12, 2026. Allotment is scheduled for October 16, refunds and demat credit for October 19, and listing on NSE Emerge for October 21, 2026. The company proposes to use ₹32 Cr of the net proceeds to augment its capital base, with the remaining eligible proceeds intended for general corporate purposes. The market maker reservation is 3,90,000 shares. The net issue allocation is approximately 49.88% for QIBs, 15.07% for NIIs and 35.05% for retail investors.

Issue Details

Total Issue Size

Rs 41 Cr

Issue Size for Retail

Rs 14.21 Cr

Fresh Issue vs OFS

Fresh Issue
Rs 40.54 Cr (100%)

Reservation Quota

QIB

49.88%

Retail

35.05%

NII

15.07%

Lead Manager

Getfive Advisors Private Limited

Registrar

KFin Technologies Limited

Objects of the Issue (as per DRHP)

  • 1Augment the capital base of the company to meet future capital requirements arising from business growth - 32.00 Cr
  • 2General Corporate Purposes - balance of net proceeds after the above specified object and issue expenses

Key Performance Indicator (KPI)

KPIMar 31, 2025Mar 31, 2026
ROE5.59%6.99%
ROCE15.72%26.99%
Debt/Equity0.831.60
RoNW5.44%6.75%
PAT Margin5.91%5.36%
EBITDA Margin28.24%29.47%
Price to Book Value2.87
Pre IPOPost IPO
EPS (Rs)0.973.20
P/E (x)53.6116.25
Promoter Holding99.99%72.34%
Market CapRs 146.55 Cr.

Itha Venkata Raghava Gowrinath; Capfront Technologies Private Limited

Vaibhav Vyapaar Financials

Company financial data by reporting period. Amounts in Rs crore; ratios and percentages as labelled. A dash means not available, not zero.
MetricFY24FY25FY26
Total Income25.4625.3437.64
Net Profit (PAT)0.451.481.97
EBITDA5.387.0710.84
Borrowings26.7622.6646.8
ROE1.82%5.59%6.99%
ROCE15.67%15.72%26.99%
Debt/Equity1.040.831.6
Assets61.1855.0484.23

Company Financials

Financial charts load as you reach this section.

MARKET SENTIMENT SCORE

0
50
100
50
NA

Based on expert reviews, GMP trends & market signals

Expert Reviews & Opinions

Expert reviews for Vaibhav Vyapaar IPO will appear here once available.

Reviews are summarized from YouTubers, analysts, news channels, and brokerage firms using AI.

Company Contact Details

Arch Square-X2, Unit-1406, 14th Floor, EP-GP Block, Sector V, Bidhannagar, Salt Lake City, Kolkata, West Bengal - 700091

Green Flags

  • Total income increased from ₹25.34 Cr in FY25 to ₹37.64 Cr in FY26.
  • Assets under management increased from ₹47.45 Cr in FY25 to ₹70.68 Cr in FY26.
  • FY26 EBITDA was ₹10.84 Cr, with an EBITDA margin of 29.47%.
  • The company operates a digital lending platform and offers both direct lending and co-lending.
  • FY26 capital adequacy ratio was 28.46%, above the stated regulatory minimum of 15%.
  • Repeat-customer revenue represented 75.40% of the FY26 total from new and repeat customers.

Red Flags

  • Gross non-performing assets were 4.71% and net non-performing assets were 2.94% as of March 31, 2026.
  • Debt-to-equity increased from 0.83 in FY25 to 1.60 in FY26.
  • FY26 ROE was 6.99% despite revenue growth.
  • The business focuses on unsecured personal loans, exposing it to borrower defaults and credit losses.
  • The company depends on external funding and lending arrangements, and changes in borrowing costs or partner relationships could affect growth.
  • The IPO funds are primarily intended to augment the capital base rather than directly finance a specific fixed-asset project.
  • === END ===

Frequently Asked Questions

What is the price band of Vaibhav Vyapaar IPO?

The price band is Rs 50-52 per share. One lot contains 4000 shares; its value at the upper price is Rs 2,08,000. Check the issue terms for the minimum application size applicable to your category.

What are the bidding dates for Vaibhav Vyapaar IPO?

The scheduled bidding period is 13 Oct 2026 to 15 Oct 2026.

When is Vaibhav Vyapaar IPO scheduled to list?

The scheduled listing date is 21 Oct 2026. The actual listing price is determined on the exchange, not by the grey market premium or an AI estimate.

Who is the registrar for Vaibhav Vyapaar IPO?

KFin Technologies Limited is the registrar. See the allotment page for the available schedule and official checking link.

Who manages Vaibhav Vyapaar IPO?

Lead manager information recorded for this issue: Getfive Advisors Private Limited.

Disclaimer

IPOGyani is not SEBI registered and does not provide investment advice. All information is for educational purposes only.

AI predictions are probabilistic estimates based on historical data and market trends. Past performance is not indicative of future results.

GMP (Grey Market Premium) data is sourced from various unofficial channels and may not be accurate. Always verify from multiple sources.

Investors should do their own research (DYOR) and consult a SEBI registered advisor before investing.

Current IPO Pages

Explore detailed GMP, subscription and IPO analysis pages for the latest active issues.